Types of Accident
Road Traffic Accident (RTA)
If you have a road traffic accident or RTA, as it’s commonly referred to, we can help you recover compensation for:
- Your injury
- The cost of any repairs or the value of your vehicle if it is beyond repair
- Insurance excess
- The cost of hire of an alternative vehicle or compensation for the loss of use of your own
- Medical expenses – for example physiotherapy or osteopathy fees
- General expenses – for example prescription charges, over the counter medication costs, travel expenses for medical appointments
- Loss of earnings
- We can also help you make a claim to the Motor Insurers Bureau if the driver of the other vehicle was uninsured.
When you instruct St Helens Law, we offer a personalised service from the beginning, and we act on a “NO WIN, NO FEE” basis in order to obtain the maximum amount of compensation for you.
If your vehicle is not roadworthy, we can arrange for a replacement vehicle to be delivered to you, usually within 72 hours. We can arrange the repairs to your vehicle or, if it is deemed a write off, we will seek to recover the pre-accident value from the third party insurers.
Accidents at Work
Employers have a duty of care to their employees. It does not matter whether your contract is permanent or temporary, they have a duty to provide a safe working environment and provide the necessary training and equipment to enable you to carry out your duties safely. Sadly accidents at work are all too common however. Whether you work in an office, school or a building site accidents can happen and nearly always they are someone else’s fault.
Compensation is payable when you are injured. All employers are required to obtain a policy of Employers Liability insurance for this exact purpose.
Examples of accidents at work are typically slips on liquid, falling from ladders or objects falling on you. Falls over objects that should not be there or furniture simply giving way. Lifting injuries are also very common.
There are dozens of regulations that cover all manner of work situations all designed to give you protection from employers that are not careful enough. Failure to train an employee can result in that employee being injured and being entitled to compensation.
In addition to compensation for your injury, we can recover loss of earnings, medical expenses and any other losses that you may suffer. If your injury stops you from being able to do your job then we can obtain an award for this and any future losses that this may cause.
Examples of cases undertaken by St Helens Law.
Our client fell from a ladder that was not tied back by his workmate and the ladder slipped causing him to fall. He suffered an injury to his knee and recovered £17,500.
Fork Lift Truck
A fork lift truck drove into our client who was loading boxes onto a skip. He suffered a broken ankle and was awarded £15,500.
The claimant was asked to lift boxes of steel from his van to the factory when a truck could have been provided. He suffered a hernia and received £9,000.
A roofer fell through a hole in a roof that was not scaffolded beneath and suffered head and leg injuries. He was awarded £160,000.
Claimant went to a works cafe and slipped on some custard suffering a leg injury. She was awarded £7,500.
Claimant put hand in unguarded machine and suffered a degloving injury to their hand and was awarded £48,000.
Claimant was poisoned by fumes from chemical spill resulting in transient asthma and was awarded £6,000.
Accidents in the Street
The most common street accident is falling over something that is broken on the footpath.
The local authority are the most likely defendants. Councils have a duty to inspect, maintain and repair roads, footpaths and any other areas that are owned by them. If they fail to do this, they have breached their duty of care to the public and St Helens Law have litigated claims with most Local Authorities and have been successful.
Accidents in Public Places
Occupiers of buildings and land have duties to ensure that the area is reasonably safe.
St Helens Law have litigated over accidents in cafes, pubs, clubs, parks and even churches! Anywhere that you can injure yourself has a duty to make sure that you are safe.
Compensation is payable by insurance that is taken out for this exact purpose.
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